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With over 25 years of frontline experience Tom Shay is America's leading small business management expert. He's a "Must Have" for your next event.

60 day Projectionary Cashflow Calculator from Profits Plus

Your profit and loss statement is a reflection of what has happened in your business. It is valuable information, but what would be even more valuable to a business would be a profit and loss statement that was your expectation of what was going to happen in the upcoming months. That is what a projectionary cashflow calculator is.

Begin by entering the actual numbers from the past year for the two months you want to project. Then look at each row of information and make your best estimate of what you think is going to happen in those same two months for the coming year. As you enter the projectionary numbers, this calculator will tell you how much cash you should expect to have on hand at the end of each of those two months. The names of the months, and the titles for the rows of expenses can be changed to those for your business.

This 60 day projectionary cashflow calculator is a sample from the class that Tom Shay teaches. If you would like to listen to the class Tom teaches on cashflow management, "Black Ink: Cashflow Management Secrets Your Accountant Never Shared" you can click on this link.

That page will also have the powerpoint from the presentation and a PDF of the presentation notes. These presentation notes will have a step by step instruction for building a full accrual based or cash based projectionary cashflow chart for your business.

While this calculator allows you to do two months of projections, here are the templates utilized in the clas that Tom teaches.

EZ Cashflow cash basis accounting template

EZ Cashflow accrual basis accounting template

  A B C D E
1
EZ Cashflow (TM) Cash Basis
        
2          
3
For Month Ending:
  
4
          
5
Income Statement:
        
6
P
7
C
8
C
9
P
10
          
11
Operating Expenses
        
12
P
13
C
14
P
15
P
16
P
17
P
18
P
19
P
20
P
21
P
22
P
23
P
24
P
25
P
26
P
27
P
28
P
29
P
30
P
31
          
32
Total Operating Expenses
C
33
          
34
Operating Income
C
35
          
36
Other Income and Expenses:
        
37
P
38
P
39
P
40
          
41
Net Income Before Taxes
C
42
          
43
P
44
          
45
Net Income (Loss)
C
46
          
47
          
48
Cash Balance, Beginning of Month
P/C
49
          
50
Net Income (Loss)
C
51
          
52
Add:
        
53
C
54
          
55
Less:
        
56
P
57
C
58
P
59
          
60
C
 

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©1998-2026 Profits Plus Solutions, Inc.
Tom Shay
PO Box 128
Dardanelle, AR 72834
(727)823-7205

MAY 2026
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Small Business

AdvisoriES


"It's all fun and games", is the title of the May Small Business Advisory. Too many employees think the business owner is simply renting their time. Showing up is sufficient.

 

This month's advisory shares a series of engaging activities that remind, and reward, employees that making the sale is what creates their pay check.

Small Business

NewS

Top Story

Meeting with the accountant in February before the tax return is due. I am not sure how this became a tradition. There is nothing you can do to change the numbers for 2025.

 

Why not meet in May, instead? One-third of the year would be completed, and a May meeting would allow for a discussion about what can and should be changed for the last eight months of 2026.

Article of the Month

The article of the month for May is titled, "No more tears". The discussion focuses on inventory which is a great investment in your business. But, only if you know how to manage the "open to buy" and will monitor the inventory turn rate.


Book of the Month

Mindset by Carol S. Dweck, PhD. As one who has found over the years that many of the problems in a small business occur because of the mindset of the owner of the business, this book is a must read.

All this plus the Internet Tool for Your Business and a staff incentive idea for your business.
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BOOK US

With over 25 years of frontline experience Tom Shay is America's leading Small Business Management Expert. He's a "Must Have" for your next event.

Small Business

Advisories

The April Small Business Advisory quotes research performed by a faculty member at Purdue. The question was asked of 20,000 people, "What do you want in an experience with a business?".

 

The advisory shares the top five answers, for which the majority require the skills that only a human can have. It is not artificual intelligence or software that deals with customer service management.

Small Business

News

 

Top Story

It has been many years since we received an email from Ron of Arrow Floor Covering. Yet we still read it time and again as there are words of wisdom in his message.

 

Would the next generation want to work in your small business?


Article of the Month

Owning a small business has a lot of similarities to owning a small business. Not so much because of the hours you spent with the business, but because of the commitment you are making to yourself, your employees and your customers.

 

The April Article of the Month is titled, "With this ring, I thee wed".


Book of the Month

Everything in the April edition of Small Business News has a tie to the connection of you and your employees to your business. The same is true with this month's book suggestion which is, "Hit Refresh" by Satya Nadella, chairman and CEO of Microsoft.

 

All this plus the Internet Tool for Your Business and a staff incentive idea for your business.