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With over 25 years of frontline experience Tom Shay is America's leading small business management expert. He's a "Must Have" for your next event.

60 day Projectionary Cashflow Calculator from Profits Plus

Your profit and loss statement is a reflection of what has happened in your business. It is valuable information, but what would be even more valuable to a business would be a profit and loss statement that was your expectation of what was going to happen in the upcoming months. That is what a projectionary cashflow calculator is.

Begin by entering the actual numbers from the past year for the two months you want to project. Then look at each row of information and make your best estimate of what you think is going to happen in those same two months for the coming year. As you enter the projectionary numbers, this calculator will tell you how much cash you should expect to have on hand at the end of each of those two months. The names of the months, and the titles for the rows of expenses can be changed to those for your business.

This 60 day projectionary cashflow calculator is a sample from the class that Tom Shay teaches. If you would like to listen to the class Tom teaches on cashflow management, "Black Ink: Cashflow Management Secrets Your Accountant Never Shared" you can click on this link.

That page will also have the powerpoint from the presentation and a PDF of the presentation notes. These presentation notes will have a step by step instruction for building a full accrual based or cash based projectionary cashflow chart for your business.

While this calculator allows you to do two months of projections, here are the templates utilized in the clas that Tom teaches.

EZ Cashflow cash basis accounting template

EZ Cashflow accrual basis accounting template

  A B C D E
1
EZ Cashflow (TM) Cash Basis
        
2          
3
For Month Ending:
  
4
          
5
Income Statement:
        
6
P
7
C
8
C
9
P
10
          
11
Operating Expenses
        
12
P
13
C
14
P
15
P
16
P
17
P
18
P
19
P
20
P
21
P
22
P
23
P
24
P
25
P
26
P
27
P
28
P
29
P
30
P
31
          
32
Total Operating Expenses
C
33
          
34
Operating Income
C
35
          
36
Other Income and Expenses:
        
37
P
38
P
39
P
40
          
41
Net Income Before Taxes
C
42
          
43
P
44
          
45
Net Income (Loss)
C
46
          
47
          
48
Cash Balance, Beginning of Month
P/C
49
          
50
Net Income (Loss)
C
51
          
52
Add:
        
53
C
54
          
55
Less:
        
56
P
57
C
58
P
59
          
60
C
 

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©1998-2026 Profits Plus Solutions, Inc.
Tom Shay
PO Box 128
Dardanelle, AR 72834
(727)823-7205

NOVEMBER 2026
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Small Business

AdvisoriES


Seems like today, everyone is a consultant for something. Most small businesses owners have likely received an email, phone call, or visit from someone wanting to sell the services of a consultant.

 

You might find the right combination of consultants (let's call them advisors) in your own neighborhood. And they would likely trade their advice for some advice from you. This month's Small Business Advisory explains how.


Small Business

NewS

Top Story

November has two special events tailored to small businesses. The first occurs in the third week of the month. It's the Great American Teach In Day. Your help will be needed and appreciated.

 

The second event is Saturday, November 28 - Small Business Saturday. Details of how to participate in each is in this month's newsletter.

Article of the Month

Approaching the end of the year, many small businesses start to consider their pay scale for 2027. With some small businesses, bonuses at the end of the year are a tradition. The article of the month shares ideas of how to approach payroll as the new year approaches.


Book of the Month

You are awesome at what you do. You are a small business owner and that takes a lot of bravery to do what you do.

 

Part of what you requires what Malcolm Gladwell calls, "thin slicing." Others refer to it as "gut feeling." The book of the month talks about the need to stop doubting your greatness.

All this plus the Internet Tool for Your Business and a staff incentive idea for your business.
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BOOK US

With over 25 years of frontline experience Tom Shay is America's leading Small Business Management Expert. He's a "Must Have" for your next event.

Small Business

Advisories

Seems like today, everyone is a consultant for something. Most small businesses owners have likely received an email, phone call, or visit from someone wanting to sell the services of a consultant.

 

You might find the right combination of consultants (let's call them advisors) in your own neighborhood. And they would likely trade their advice for some advice from you. This month's Small Business Advisory explains how.

Small Business

News

 

Top Story

November has two special events tailored to small businesses. The first occurs in the third week of the month. It's the Great American Teach In Day. Your help will be needed and appreciated.

 

The second event is Saturday, November 28 - Small Business Saturday. Details of how to participate in each is in this month's newsletter.


Article of the Month

Approaching the end of the year, many small businesses start to consider their pay scale for 2027. With some small businesses, bonuses at the end of the year are a tradition. The article of the month shares ideas of how to approach payroll as the new year approaches.


Book of the Month

You are awesome at what you do. You are a small business owner and that takes a lot of bravery to do what you do.

 

Part of what you requires what Malcolm Gladwell calls, "thin slicing." Others refer to it as "gut feeling." The book of the month talks about the need to stop doubting your greatness.


All this plus the Internet Tool for Your Business and a staff incentive idea for your business.